Contact Us:

670 Lafayette Ave, Brooklyn,
NY 11216

+1 800 966 4564
+1 800 9667 4558

email@example.com
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Data, AI, Hyper-Personalized Services are all User-Centric

OTPay platform is a middleman-free platform, using Data accumulated, protected and managed by users, to protect the privacy of each user. At the same time, it allows businesses to collaborate safely and fairly without sharing or integrating user data associated with other businesses, while providing users with uniqueness and benefits, as well as maximizing business profits and value.

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User-centric
of every transaction

Safety & Security
The OTPay platform is completely secure as users connect directly with financial institutions when making payments, so there is no need to store financial data on the OTPay app or server and no financial data is transferred to the Merchant or OTPay intermediary.
Benefits
Users earn financial rewards with Data and maximize benefits such as coupons, points and other loyalty programs at checkout
Simple & Convenient
Even without the OTPay app, users can still avail OTPay services, manage their payment methods and check their transaction history in any partner app.

The OTPay platform is a universal, open-type service that works with any payment technology and any payment method.

  • Use any mobile device (Samsung, Apple, etc.)
  • Use any operating system (iOS, Android, etc.)​
  • Use any communication technology (QR code, barcode, NFC, Bluetooth, audio, etc.)
  • Any business (financial institution, company, OTPay Enterprise, etc.) can join the platform
  • Various services (payments, remittances, transfers, withdrawals, etc.) are provided on the platform
  • Use any payment method (prepaid, debit and credit cards, local currency, gift certificates, etc.)
  • Use online, in person at physical stores and with online to offline services anywhere in the world

We create a hyper-connected world by sharing platforms

  • The OTPay platform is shared freely with partners, allowing them to offer payment services and various other services under their own brand names.
  • User-centric integrated management of registered points and/or vouchers within any OTPay Service Provider application.
  • OTPay service providers participating in the OTPay sharing platform bring greater benefits to their customers through cross-promotions and cross-selling, new product co-development and co-marketing opportunities
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Prevent financial security problems from the beginning

  • Users connect directly with financial institutions to request and process payments using their smartphones through a dedicated, secure end-to-end interface that eliminates the need for middlemen, such as processors or data converters.
  • Completely eliminates any risk of attack as no financial information is stored in user applications or enterprise servers
  • Completely eliminates the risk of middleman theft because no financial information is sent to the merchant's payment terminal.

We provide Data - Artificial Intelligence - Hyper-personalized Services all with user-centricity

  • User-centric data: Data generated separately by different OTPay Service Apps is accumulated and managed by users to ensure user data sovereignty
  • User-centric AI: Provide AI services that bring uniqueness and benefits while protecting privacy for Data services, where data is accumulated for users.
  • User-Centric Hyper-Personalized Services: Provide customized services that meet user needs using user-centric Data and Artificial Intelligence
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